🛡️ Identity theft occurs when someone steals your identity to commit fraud.
One thing that you can do to protect your important information and identity is to take advantage of a security freeze. A security freeze prevents prospective creditors from accessing your credit file.
Creditors typically won’t offer you credit if they can’t access your credit reporting file, so a security freeze, also called a credit freeze, prevents you or others from opening accounts in your name. Security freezes can be useful in preventing an identity thief from opening a new credit account in your name.
You can place a “freeze” on your credit file at any time, but you must contact each credit reporting company.
Temporary Lift of Security Freeze: Upon your request, the security freeze can be removed free of charge. The security freeze will be removed no later than:
✅ 1 hour after receiving the request by toll-free telephone or secure electronic means
✅ 3 business days after receiving the request by mail
✅ You also have the option to lift the freeze temporarily for a period of time specified by you, free of charge. The same time periods above apply to a temporary removal of your security freeze.
How to report Identity Theft ➡️ https://www.identitytheft.gov/#/
