At AOD Federal Credit Union, we offer some of the most cost-effective credit cards at some of the lowest rates available today. Choose our VISA Platinum and Share Secured VISA Platinum!
Disclaimer: Membership Required. $50 bonus will be deposited into members account within the 1st day of the following month after credit card approval. Dividend bonus of 0.50% will go into effect the month following credit card approval and remain in effect until 12/21/21. Current Annual Percentage Yield (APY) of share account is .25% APY as 1/1/2021. Rate subject to change. Promotion begins January 1, 2021 and ends March 31, 2021. Loans subject to credit approval.
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Drop-in and visit to open an account today.
Have questions? Simply contact us – we’re always happy to help!
24/7. Fast Approval. Easy Application.
To report a lost or stolen AOD Federal Credit Union Visa credit card, please call (800) 654-7728. Please call as soon as you have determined that your card has been lost or stolen. This number may be called 24 hours a day 7 days a week.
* Subject to credit approval. Certain restrictions apply.
**Cash Back Rewards apply to purchases only. Cash Back Rewards do not apply to balance transfers or cash advances. Your Cash Back Rewards are automatically paid monthly as a credit on your card billing statement. Membership required. Loans subject to credit approval.
How We Will Calculate Your Balance:
We use a method called “average daily balance (including new purchases).”
Application of Penalty APR:
Your APR may be increased to the disclosed Penalty APR if you are 60 days late in making a payment.
Effective Date:
The information about the costs of the card described in this application is accurate as of: August 1st, 2024. This information may have changed after that date. To find out what may have changed, contact the Credit Union.
Other Fees & Disclosures:
Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are five or more days late in making a payment.
Cash Advance Fee (Finance Charge): $5.00 or 1.00% of the amount of each cash advance, whichever is greater, however, the fee will never exceed $25.00.
Returned Payment Fee: $21.00 or the amount of the required minimum payment, whichever is less.
Rush Fee: $15.00.
Federally Insured by the NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. NMLS# 519897.
