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Visa Platinum Credit Card

Fees, & Benefits

FEES

BENEFITS

Benefits of this AOD Federal Credit Union's credit card include:

24/7. Fast Approval. Easy Application.

Drop-in and visit to open an account today.

Have questions? Simply contact us – we’re always happy to help!

*Cash Back Rewards apply to purchases only. Cash Back Rewards do not apply to balance transfers or cash advances. Your Cash Back Rewards are automatically paid monthly as a credit on your card billing statement. Membership required. Loans subject to credit approval.

Terms & Conditions

See Full Terms & Conditions

How We Will Calculate Your Balance:
We use a method called “average daily balance (including new purchases).”

Application of Penalty APR:
Your APR may be increased to the disclosed Penalty APR if you are 60 days late in making a payment.

Effective Date:
The information about the costs of the card described in this application is accurate as of: August 1st, 2024. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

Other Fees & Disclosures:

Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are five or more days late in making a payment.

Cash Advance Fee (Finance Charge): $5.00 or 1.00% of the amount of each cash advance, whichever is greater, however, the fee will never exceed $25.00.

Returned Payment Fee: $21.00 or the amount of the required minimum payment, whichever is less.

Rush Fee: $15.00.

Third Party Site Disclaimer

Third Party Site Disclaimer

Third Party Site Disclaimer

Third Party Site Disclaimer

Third Party Site Disclaimer